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Our eBook is the most complete source of information available to consumers...If you are defending yourself in a lawsuit over credit card debt, our defense system is a MUST have! Get started NOW click here.



News & Notes

Congressman Ron Paul has introduced H.R. 1207...This bill would enable Congress to audit the FED for the first time in its 96 year existence. Amazing!! See story here.

Think $750 Billion is a bailout? The FED made loans of over $2 Trillion to undisclosed sources in October, 2008...To Date the FED refuses to disclose ANY information about these loans! See story here



Junk Debt Buyers

Here is a list of what we consider to be a few of the worst Debt Collectors in America. If you have been sued RESPOND TO THE LAWSUIT...You have nothing to lose and everything to gain!!

  • LVNV Funding
  • NCO Financial
  • Midland Credit
  • NCO Financial
  • ASSET Acceptance
  • MERIDIAN Management
  • MANN-BRACKEN
  • Fred Hanna
  • MIDLAND Credit
  • UNIFUND




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    Tips

    When using some Affirmative Defenses the Plaintiff's allegations can be deemed as admitted or proven...It is very important to make sure the Affirmative Defenses you use are appropriate for your situation...




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    Case Law Links

    When making a response, especially for Summary Judgment, it becomes necessary to have some pertinent case law to support your argument...Below are some Links to some very good PDF's that will shed some light on various arguments.

    The Defense of Collection Cases

    How to Defend A Credit Card Case


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